Get To Know
Kristina Gallardo
Hi, I’m Kristina, a proud mom of five and a dedicated real estate agent with a passion for helping families find the perfect place to call home. Being a parent has taught me the value of patience, communication, and commitment—qualities I bring into every client relationship.
Family is at the heart of everything I do, and I understand firsthand how important it is to find a home that fits your lifestyle and supports your dreams. Whether you’re buying your first home, upgrading for a growing family, or looking for the right investment, I’m here to guide you with care, integrity, and professionalism.
I believe in treating every client like family—putting honesty, transparency, and respect at the forefront of every transaction. My goal is not just to close a deal, but to create a lasting relationship built on trust and results.
So let's work together to acheive your real estate goals and start building long term wealth!
My Area of Expertise
- Alpine
- Bonita
- Bonsall
- Borrego
- Borrego Springs
- Boulevard
- Campo
- Cardiff
- Cardiff By The Sea
- Carlsbad
- Carmel Valley
- Chula Vista
- Clairemont
- Clairemont Mesa
- Coronado
- Del Cerro
- Del Mar
- Descanso
- Dulzura
- East San Diego
- El Cajon
- Encanto
- Encinintas
- Encinitas
- Escondido
- Fallbrook
- Guatay
- Guaya
- Imperia Beach
- Imperial Beach
- Imperial Beaxh
- Jacumba
- Jamul
- Julian
- La Costa
- La Jolla
- La Jollq
- La Mesa
- Laj
- Lakeside
- Lemon Grove
- Mira Mesa
- Mission Hills
- Mission Valley
- Mount Laguna
- National
- National City
- North Park
- Ocean Beach
- Oceanside
- Old Town
- Otay Mesa
- Pacific Beach
- Pacific Beach-La Jolla
- Pala
- Palomar Mountain
- Paradise Hills
- Pauma Valley
- Pine Valley
- Point Loma
- Potrero
- Poway
- Rainbow
- Ramona
- Ranchita
- Rancho Bernardo
- Rancho Penasquitos
- Rancho Santa Fe
- Rosarito
- San Diego
- San Diego - Ca
- San Diego City
- San Diego-Gaslamp District
- San Diegp
- San Digo
- San Marcos
- San Ysidro
- Sandiego
- Santa Ysabel
- Santee
- Scripps Miramar
- Scripps Ranch
- Serra Mesa
- Solana Beach
- Solona Beach
- Spring Valley
- Talmadge
- Tecate
- Tierrasanta
- Unincorporated
- University City
- Valley Center
- Vista
- Warner Springs
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Chula Vista, CA office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
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